Holiday Humiliation (Young naked male, clothed female)

This naked male clothed female (NMCF) mildy erotic short story involves a young lad's first experience of being naked in front of a girl, and takes place during a summer holiday.

There are some memories from your childhood that stick with you for life: your first pet; your first bike; your first day at 'big school', the first time someone outside of your immediate family or the medical profession sees you naked! For me that last one happened when I was fourteen, and it’s haunted me ever since.

When I was that age, our family used to take our annual vacation to a holiday camp, usually on the south coast. My mum and dad would book a chalet for a week, and we’d share with my nan, aunt and uncle. My parent’s friends, Bob and Jane and their family, would book a chalet next door, so there was quite a crowd of us when we all got together.

Bob and Jane had three children, of which their youngest daughter, Susan, was the closest to me in age. Even so, she was a couple of years older than me. Two years at that age is an enormous difference. To exaggerate it further, I don’t mind admitting, I was quite a late developer. At fourteen I was less than five feet tall – one of the smallest in my year group. I could easily pass as a twelve-year-old, and often did when it came to paying entrance fees! I was also an only child, which I blame for the fact I was an introvert. I was singularly shy.

Susan on the other hand was the complete opposite. She was about eight inches taller than me, and her body had already blossomed into a young woman’s. She had long, auburn hair, dark brown eyes and was very attractive. She had an elder brother and sister which gave her confidence that I could only aspire to. Whereas I could pass as a twelve-year-old, Susan could easily pass as being eighteen; and she often did in pubs and nightclubs. So that two-year gap between us was probably nearer six in terms of looks, experience and confidence.

Needless to say, I fancied Susan. And also needless to say, I was an irrelevance to her! Now that’s not quite true, she did rather enjoy teasing and tormenting me. It was more silly pranks and verbal put-downs; the sort of thing that you would do to a younger sibling. It fell short of bullying but not by much. I guess that her elder siblings had done it to her, and as she had no one younger to do it to, I was the next best thing. Not that I minded that much; at least when I was being victimised, I was being noticed. I don’t think her nickname for me – ‘Sparrow’ – was a term of endearment! How her dark eyes used to gleam mischievously when she was teasing me. However, the worst time was when she ignored me. As we’d got older, and the age difference between us seemed to widen, I was increasingly side-lined. She mixed with a much older group of friends now; I was mostly an insignificance.

Going back to the holiday in question. Holiday camps at that time were quite strict in respect of mealtimes. We had all gathered at the restaurant for our evening dinner, except for Susan. This was not a surprise: she was at that stage of her life where it would take her ages to get ready: clothes, hair, make-up and such-like took an eternity.

Now I should emphasise that this was before the days of mobile phones. It was also a period when youngsters were generally safe to be out on their own. There was no concern about Susan’s safety, just frustration that she was late.

Much to my annoyance, I was ‘volunteered’ to go back to the chalets and hurry her along. This was a real irritation as I was hungry and wanted my dinner. Despite my protestations, I was told to go back and get her.

I found my way back to the chalets and knocked on the door of the one where Susan’s family were staying. No reply. I knocked again slightly louder, still no reply. I listened at the door and could hear music playing from inside the chalet. I knocked again even louder. Still no reply. Frustrated, I tried the door handle and found that the door was unlocked. I pushed the door open slightly and called out, “Susan!” Still no reply.

I opened the door fully and cautiously entered the chalet. The music was quite loud and coming from one of the bedrooms at the back – the chalet was identical to the one we were staying in, so I knew the layout. The front door had opened straight into the living room. I called out again, but I guessed my voice was drowned by the music. I ventured timidly further into the room.

I heard the radio go off and then Susan emerged from the back bedroom. I saw her before she noticed me. She was only wearing a lacy pale blue bra which barely contained her well-developed breasts, and a skimpy pair of pale blue panties which left little to the imagination. It felt like my heart stopped. I was rooted to the spot as I took in the magnificence of her near-naked body. I’d never seen this much of any girl before; and to think my first nearly naked girl was Susan – the girl of my dreams – was breath-taking.

It was then that she perceived me for the first time.

“Sparrow!” she screamed and grabbed a cushion from the sofa to cover her embarrassment.

Unfortunately for her, the cushion wasn’t really big enough to hide everything. She clasped it to her chest to start with, but realised that like this her panties were in full view. She lowered the cushion to conceal her panties, but in so doing exposed her bra. She ended up clutching it to her midriff; like this I could see some of her bra and a bit of her blue panties. Of course, wherever she positioned it, I could see her lovely, long legs. I was transfixed!

She had been so distracted, that she had wandered a fair way into the living room before she had noticed me. There was little distance between us as we faced each other. If I’d been brave, I could have taken advantage of her vulnerability by taking a step forward and grabbing the cushion from her, revealing her gorgeous body once more. If I’d been braver still, I’m sure I could’ve seized the opportunity to pull her tiny panties down exposing her most private parts. As it was, I just stood and stared, with my mouth open, too scared to move.

“What are you looking at?” Susan questioned, obviously extremely embarrassed by the situation.

It must have been a rhetorical question because it was obvious what I was looking at. I'm sure my eyes were wide open, and my mouth gaping as I stared, agog. I couldn’t answer anyway, my mouth had dried up and I’d lost all capability of speech.

She tried again, “What are you doing in here?”

Again, I couldn’t form the words, I just stuttered slightly.

“Well?” she continued, "Speak."

Now I must admit that I found it difficult to talk to Susan, or indeed any attractive girl, at the best of times. With her standing nearly naked just in front of me, I found it impossible.

“Have you been spying on me?” she asked, "You have, haven't you?"

She had jumped to the completely wrong conclusion as to why I was there. Then an uncomfortable thought obviously crossed her mind.

“You didn’t watch me whilst I was in the shower did you?” she enquired, sounding genuinely worried that I’d seen her completely naked. “How long have you been in here?” she continued.

Still, I couldn’t speak.

“I’ll tell my parents you’ve been spying on me!” she said, threateningly.

The shock of this threat was enough for me to at least say something, even if it was quite stuttering.

“P-p-please d-d-don’t.” I managed to get out.

The thought of Susan's parents knowing what I’d done was scary. They would obviously tell my parents, which was even scarier.

"I shall." Susan persisted, “What are you doing in our chalet?”

I tried to say, “I came to collect you.” but had only stumbled halfway through the sentence when Susan interrupted.

“Why didn’t you knock?” she asked, “Doors are there for a purpose!” she continued, agitated.

If I’d had my wits about me I should’ve responded that doors were there to be locked too. But instead I said nothing.

“You crept in here to watch me getting dressed didn’t you? she said, then added, “You little pervert!”

I remained unable to speak. The dryness in my mouth had been replaced by nausea. I was truly scared.

“Wait till your parents find out you’re a peeping Tom.” she said, with venom in her voice that convinced me she was serious.

Again, the thought of our parents finding out was enough for me to achieve another brief, stuttering sentence.

“P-p-lease d-don’t tell our parents.” I managed, almost in tears at the thought.

“I shall!” she said again, "I'll tell my brother too. He'll probably beat you up!" she added menacingly.

She saw how upset I was and that, despite her only being in her underwear, she was actually in charge of the situation. She was used to dominating me, and now she knew she had the upper hand.

“I don’t think either of our parents will be pleased when they find out what you’ve been up to.” she said, but her voice was now more controlling and less angry, "You know what you've done is very naughty?"

I thought she’d also be embarrassed if our parents found out I’d seen her virtually naked.

So I said, quite reasonably I thought, “N-no one n-needs to know.”

“No one needs to know what? she questioned, “That you’re a little pervert?” she continued.

“N-no. N-no one n-needs to know I’ve s-seen you l-like this.” I stammered, desperately trying to hold back my tears.

I saw the initial expression of embarrassment replaced by the familiar devilish glint in her eyes; the one I knew meant trouble. She smiled wickedly.

“I won’t tell on you if you show me as much of you as you’ve seen of me.” she said, "That'll teach you not to spy on girls." she continued.

Did she really want me to strip? Is that what she meant? Now I was in an impossible dilemma. No one had seen me in my pants apart from my mum and dad. I was so shy I even got undressed in a private cubicle at school before football and PE. I was so conscious that I wasn’t as well developed as the other boys that I made a point of showering separately. The thought of Susan seeing me in my underwear filled me with dread. But the alternative was just as bad, if not worse. I really didn’t want to be grassed to our parents.

Although I thought I knew what she meant, I hesitated, playing for time.

“W-what do you m-mean?” I said, still unable to get my words out.

“I want you to strip!” she said, “Right here. Right now. Right in front of me.” She couldn’t be clearer in what she wanted.

“B-but.” I faltered.

“No buts.” she said, “Either you strip, or I tell your parents what a naughty boy you’ve been.”

"P-please don't tell." I said, timidly.

"I will." she said defiantly, "Unless you strip."

“Okay. I'll do it." I mumbled hesitantly.

I bent down and slowly undid my trainers and removed them. Then I took off my socks. I stood back up as if waiting for further instructions.

“Carry on then.” Susan instructed, “Keep going.”

Reluctantly I pulled my tee shirt over my head and exposed my bare chest. I was skinny – some would say puny – and I hadn’t grown any chest hair yet. I held the tee in my hands and waited. The inevitable followed.

“Now your trousers.” Susan instructed, “I haven’t got all day.” Her menacing eyes were gleaming brightly now.

Then dread struck me! I remembered I’d got my ‘holiday pants’ on. They were cartoon pants – and not some manly character like Batman or Spiderman, no, mine featured Scooby Doo! I couldn't possibly let her see me in those.

“What’s up?” Susan said, annoyed at my hesitation, “Gone all shy on me have you?” she continued, smirking.

“C-can I do it another day?” I asked hopefully, "We're already late for dinner."

“No. I want you to do it now, right here in front of me.” she said, forcefully, "I want to see your pants. Dinner can wait!"

I wanted the floor to open up and swallow me. Perhaps letting her tell our parents would be less humiliating than this. I dropped my tee to the floor and moved my hands to the top of my jeans. My hands were trembling so much that I struggled with the top button.

“Hurry up!” Susan said, aggravated.

“I’m trying.” I almost shouted in response, frustrated at the sudden lack of capability of my own fingers.

Eventually I got the button undone and opened the zip fly. I slowly lowered my trousers; once they got to my knees they fell right down to my ankles and I stepped out of them.

I heard Susan giggle. “Nice pants!” she said mockingly, “How old are you, five?” she continued disparagingly.

In all honesty my cartoon pants were now the least of my worries. Ever since I’d first struck eyes on Susan’s near naked body I’d had an erection. I must admit that it was only recently that I’d started having them. It was as if my penis had suddenly taken on a life of its own. Thinking about Susan was one of the easiest ways to cause me to go hard. Now we were both standing virtually naked in front of each other, there was no way of suppressing it; not even in my nervous condition. It was at this point that Susan noticed it too.

“Have you got a boner?” she said. She sounded both disgusted and intrigued.

I was so sexually naive that I didn’t know what she meant.

“S-sorry?” I asked.

"Have you got an erection?” she said, by way of clarification, "You naughty boy!"

“I think so.” I said hesitantly.

“Let me see.” she said eagerly.

“S-sorry?” I said again.

“Let me see your willy.” she said.

I hesitated. “B-but.” was all I could manage to say.

“Show me your willy or I’ll have to tell my parents what you’ve been up to.” she persisted.

I slowly moved my hands to the waistband of my pants. I gripped them tightly and slowly lowered them just enough so that my penis poked out over the top of them, but my balls were still covered.

“A bit further.” she said encouragingly, looking intently at my nether region.

I did as I was told and pulled them down a bit further. I knew that she could now see everything. I could tell from her eyes, and her smile, that she was taking it all in. I don’t know how many boys’ private parts she’d seen before, but she was certainly taking a keen interest in mine. To be fair, I’d never seen my penis this big before. It was pointing directly at her. I noticed too, bizarrely, that Susan's nipples were much more prominent under her bra than they had been previously. As for me, there was a burning, throbbing sensation in my balls. It was one I recognised from the few times I’d masturbated. I was going to ejaculate.

“Now you've seen it can I pull my pants up?” I said desperately, all signs of my previous stammer having gone. "Please." I pleaded.

“Not bad, Sparrow.” she said, still looking at my erect member, "Now play with it." she added, giggling as she said it.

"S-sorry?" I said in disbelief, my stammer had suddenly returned.

"I want you to play with it for me." she instructed, "Show me how you do it. You do do it, don't you?" she asked, the seriousness returned to her voice, then she added the killer blow, "I bet you even think of me when you're doing it, don't you?"

How could she know? I was in another dilemma: did I deny that I played with it and come across as being just an immature kid, or did I admit to it and appear to be more grown up? The other issue was that I knew as soon as I stroked it, it was going to release.

"Well?" she said, "Come on, show me what you do."

I took hold of my erect member and started to stroke it. My balls were aching with a ferocity I'd never experienced before. I tried not to look at Susan because I knew the sight of her would stimulate me even more. I strove to think of anything but her. Incredibly, my penis got even stiffer and bigger. The dome burst forth out of the outer skin like a purple-headed alien. It was already wet.

"Oh my God!" Susan screamed, "That was quick! You're going to shoot your wad aren't you?" she exclaimed.

She quickly looked around and fortunately found a box of tissues. She pulled one out of the box and quickly handed it to me. Not a moment too soon! The sight of Susan's pert bottom as she bent over to pick up the tissues was just too much. I couldn't hold on any longer. Luckily I caught my 'wad', as Susan had called it, in the tissue.

"Good catch!" Susan laughed, "I can see you've done that before!"

I'd never been so humiliated in my life. As if it wasn't bad enough Susan seeing me naked, she'd now witnessed me doing the most private thing. I was so ashamed. My face was as red as a tomato.

“Can I pull my pants up now please?” I pleaded; I was so distressed I was almost in tears.

“Oh, go on then.” she smiled, "I can't believe what I've just seen you do - you naughty boy!"

I quickly pulled my pants up. I breathed heavily with relief.

“Can I get dressed now?” I asked, hoping my torment was coming to an end.

“I guess we both should.” she said, suddenly remembering that she was in a state of undress as well. "Do you want one last look, Sparrow?" she added, giving me a cheeky smile, accompanied by a glint in her eyes.

Before I had chance to reply she had tossed the cushion back onto the sofa and was standing in front of me in full view in just her pretty blue undies. She carefully pushed her tiny panties down to reveal a sparse mantle of short, dark, curly, pubic hairs. The sight of them caused the blood to surge to my groin again. But she wasn’t finished; she eased her panties down slightly further so I could just - only just - see the top of her tight little slit.

"There, that evens things up a bit." she grinned, "Enjoy the view."

I stared at it in amazement, totally gobsmacked. I was still gawping at her as she turned around to go back to the bedroom. I got to see her peachy bottom again; it was barely covered by her tiny panties. I watched it disappear as she walked away, and once again I had to suppress my inner urges; I really wanted to follow her and pull her panties right down to her ankles - now that would definitely even things up a bit!

She closed her bedroom door behind her, and I quickly got dressed. It wasn’t long before she re-emerged dressed in a black blouse and tight blue jeans. She slipped some shoes on and was ready to leave.

We walked in complete silence as we made our way to the restaurant. I was still fearful of what Susan would say when we got back to our parents. We arrived and took our seats with the rest, me sitting directly opposite Susan.

“What took you so long?” Susan’s mum asked, "We thought you'd got lost."

I held my breath as I waited for Susan to reply. My heart felt as if it was going to explode. Was she going to keep our secret?

“I wasn’t ready.” she said, “My blouse was creased, and I had to iron it.” she continued by way of explanation.

This seemed to satisfy her parents who knew she was fastidious about her clothes. I breathed a huge sigh of relief. “Thank you.” I mouthed to her secretly across the table. She smiled back and gave me slight kick under the table.

"You look a bit red and flustered." Susan's brother then said to me, "You've not been up to anything you shouldn't have with my little sister, have you?" he laughed mockingly.

It was Susan's turn to hold her breath as she wondered how I'd respond. I was sure that Susan's brother was only joking and didn't suspect that anything untoward had happened between us. Nevertheless, it caused me some unease. I stuttered on my response:

"N-no." I stammered, "W-we just rushed back as q-quick as we could as I was hungry, and it made me p-puff."

That caused everyone to laugh. Susan smiled at me but didn't kick me this time. Her brother didn't pursue the matter any further. He'd taken his joke as far as it was worth taking.

The rest of the night passed without incident, with Susan spending most of her time with older guys who plied her with drinks, and fancied their chances with her. I got some pleasure from knowing that I was the only one there that knew what she was wearing beneath her blouse and jeans. It was particularity satisfying knowing that it was me, and me alone, that had seen a glimpse - albeit a very tiny glimpse - of her tight little slit. In a way it did help to compensate for all that she'd put me through. I'd never forget what I'd seen.

After the holiday, Susan and I saw less and less of each other. As far as I’m aware, she kept to her word and has never told anyone about what happened that night at the holiday camp. I never had another opportunity to see Susan like that again. I will always regret not being brave enough to take advantage of the situation at the time. I could have quite easily got her panties right down and seen as much of her as she saw of me. I had to content myself with the limited view I did get.

On the few occasions that our paths did cross, she could never resist mocking me by asking if I'd got my Scooby Do pants on and reminding me that she’d seen my willy!

THE END

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